Servicing Georgia, Missouri, and Kansas

Get the right insurance plans at the right price!

About Us

Protecting Futures


We have years of insurance experience helping clients prepare for the unknown. Ask us about:

  • Home
  • Auto
  • Business
  • Life
  • Fire
  • Flood
  • Theft
  • Motorcycle
  • Recreational Vehicle
  • Classic Cars
  • Umbrella
  • and More!

We can access many different insurance products so you can get the right one for you.

Assessing Need


Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

 Our insurance agency is here to help you and your business. From requesting a quote on your car, business or home to a custom package that fits all of your needs, we're your one-stop shop for all things Insurance-related. We are able to shop your insurance through 25 different companies to try  to get you the best rate in the market. 

Building Relationships


Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

 There are a lot of different ways we can keep you and your family safe if anything might happen to you. From custom packages to a simple consult on what your options are, we've got all your home needs covered. We insured all types of homes, from the most expensive, to the least expensive.  There isn't a Home we can't place. 

Our Team


Dusty Summers - President/Principal Agent


Dusty began his insurance career as a captive agent working for one carrier in 2008. He quickly realized that in order to best serve his clients, he needed options to offer them. He made the switch in 2013 to the Independent Side and loves helping his clients get the right coverage at an affordable price. Dusty resides in Gwinnett County, GA and enjoys spending time with his wife and 3 children. He is also an avid sports lover and enjoys coaching his children in any sport they want to do. Graduated from Missouri Western University with Degrees in Business Management and Finance.


Nicki Reyna - Agent/CSR


Nicki began her career in a captive agency, working with various different agents. She joined Alliance Insurance when it was still a captive carrier. When we made the switch to Independent, she said, "I'll never go back to a single company; helping our clients is now more fun than ever!" She resides in Saint Joseph, MO and enjoys spending time with her husband, 2 children, and her animals.. She loves watching her kids compete in various activities. She has a Degree from Highland College with an emphasis in Arts Photography.


Contact Us

Dusty Summers Agency

3110 Karnes Road Suite 102, Saint Joseph, Missouri 64506

MO/KS: (816) 233-3955 GA: (706) 810-8240 Fax: (816) 335-4011 Text: (816) 307-2084 Email:


MWF: 9am - 4:30pm

TTh: 9am - 5:00pm

Saturday/Sunday: Closed

Schedule a Free Asessment


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