Why should you choose an independent agent?
Many promises are made offering low cost, low maintenance insurance. But what are you getting for those rates?Are you sacrificing anything when you switch? We are here to help you figure that out. There are many considerations when selecting an insurance agency, company, and coverages. Not all insurance is created equal. As independent insurance agents, we help you by sorting through many different insurance companies rates and coverages to help you find the right option. And focus on getting you the best rate we can find.
Here are just a few reasons why having an indpendent agent may be right for you.
1. Service - You have a claim or a question about your policy. Many companies are switching to automated answering systems and it can be time consuming to reach the right person. At our agency, an actual person will answer your call, greet you, and assist with your issues. Our agents help you understand what your policy covers and help advise you on the direction to go.
2. Personal Shopping - We Shop, You Save. That's our moto. You no longer have to spend days searching for insurance quotes. We will do it for you. We spend our time searching through the options. If one of our companies takes a rate increase, we can typically find you another option so you don't have to spend your time doing it. Doing business with us is like having a personal shopper. We examines many different insurance companies coverages and rates to help find a policy that suits you. The biggest advantage to this is that we can typically find a great company for you at a low cost.
3. Community Involvement - We place a strong emphasis on being involved in our community. We volunteer our time helping with charities, schools, and fund raisers.
4. Local - We are a local agency with local people. We are members of your community. We try to understand what people in our community want and how to service them properly. We mainly work in the Northwest Missouri and Northeast Kansas Areas. We do serve all of Kansas and Missouri however. This means you can continue to work with us even if a career or life change takes you to a different area of the state.
5. One-Stop Shop - When it comes time to look for Auto, Home, Business, Surety Bonds, Life, Health, Recreastional Vehicle, Classic Cars, or SR22 insurance, we can help. Yes, we do it all.
6. Reputation - Reputation plays a major role for you and we take pride in building a strong brand and image you can trust. You can feel confident that we are always trying to look out for you and cover you properly. We will suggest coverages that may better suit your needs and grow as you and your family grow.
These are just a few reasons why we think we could be a great fit for you. There are many more advantages and would love the opportunity to discuss them with you. Go to our Instant Online Quotes tab, give us a call, or stop by today to see if we can help you.
Some of the companies we represent:
ALLIED INSURANCE - A NATIONWIDE COMPANY
At Allied, we don't let just anyone sell our insurance products. So you can be confident you're working with the best when you work with an Allied independent agent. It's just what we do to ensure you get the superior service you deserve.
Since we use independent agents, you can be assured that your agent will look out for your best interests over the interests of the insurance company. Allied Insurance agents aren't out for the quick sell – they aim to build a relationship that will last a lifetime. They'll take the time to get to know you so they can offer you a customized solution to your insurance needs and reward you with the discounts you deserve.
At Allied, helping others is what we do. Our people make the difference for both our customers and the communities we call home. The community involvement of Allied Insurance associates shows a trend of caring, sharing and building better neighborhoods.
People are the past, present and future of Allied Insurance. We're all committed to making our communities better places to live and work.
Our efforts reach a national scale through our support of United Way. We also make a difference in our local communities. We donate hundreds of pints of blood each year, collect donations for food banks, help support military families, and support many other nonprofit organizations in the community through the On Your Side® Volunteer Network.
DAIRYLAND AUTO AND CYCLE
Low down payments
Affordable payment plans
Easy SR-22 / FR-44 filings
Bilingual claims and customer service
Prior insurance not required
Fair and reliable claims service
Foreign licenses accepted
HAGERTY CLASSIC CAR INSURANCE
It's all about passion. Over the last 25 years, we've grown to be the global leader for collector car and boat insurance. But we're still just a family business built on love for the hobby. Our passion drives us to keep improving our product, and to keep giving our clients the best service imaginable.
People trust us with their most prized possessions because we get it. It's all about memories and dreams: the '69 Camaro you'd wanted since you were a kid. The Chris Craft boat you inherited from your granddad. The vintage Triumph motorcycle you used to impress your future wife. We protect the physical connections to the best moments in life.
We protect over 700,000 vehicles and 10,000 boats worth a total of $19 billion.
We're bigger than all of our specialty competitors…combined.
With more than 200 years of expertise, The Hartford Financial Services (NYSE: HIG) is a leader in property and casualty insurance, group benefits and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust and integrity.
The Hartford Group is a large multifaceted company organized to respond rapidly to customers' changing needs. At the core is a management team dedicated to service and ethical excellence.
At The Hartford, we work hard every day to make a positive difference in the lives of others, from customers and agents to business partners and neighbors.
An interactive timeline, tracing The Hartford Financial Services Group's 200-year history.
We help our customers pursue a financially secure future by anticipating their needs and providing competitive financial products.
We have the utmost respect for the people we insure and guide financially. We go to great lengths to meet the career and personal needs of our employees. And we value reaching out to others with a helping hand.
The Hartford's multi-media advertising campaigns reach millions of customers worldwide - including individuals, institutions and businesses.
There's more to The Hartford than insurance and investment expertise. We're big supporters of one of the world's most exciting and inspiring sporting events, the U.S. Paralympics.
We believe that effective planning is key to reducing the effect of any disaster and dedicate significant resources to business continuity planning and testing. With a true dedication to business continuity, we've supported critical business activities during earthquakes, fires, hurricanes and other natural and man-made disasters for 200 years.
The Hartford is proud to have established strong affinity relationships with a number of key organizations.
METLIFE AUTO, HOME, AND LIFE
MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia, Europe, the Middle East and Africa.
For 140 years, MetLife has been insuring the lives of the people who depend on us. Our success is based on our long history of social responsibility, strong leadership, sound investments, and innovative products and services.
For more than a century, MetLife has built a reputation as a company that believes in fair dealing, integrity, and trustworthiness. We firmly believe that adherence to the highest standards of ethical conduct is the only acceptable way of doing business and is the personal responsibility of every one of our associates. The company's well-known name and good reputation are reinforced by our pledge to deliver value and world class service to all who do business with us, always keeping in mind what is best for our customers.
The importance of ethics and compliance to the Company is demonstrated by the Company’s extensive efforts and resources directed to this area. We are committed to our compliance vision of having MetLife be the world's most trusted company.
Our values of integrity and honesty, the fundamental building blocks of our long and successful history, support our efforts and shape the way we do business. We recognize that our ongoing success will spring from these values and, as we look to the future, we remain committed to the highest standards of ethics, integrity and trustworthiness, while continuing to pursue a strategy of enabling and emboldening everyone to acquire financial freedom. This defines who we are.
The Progressive Group of Insurance Companies has always lived up to its name by being one step ahead of the insurance industry, and finding new and affordable insurance solutions. We began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers, and then changed the insurance shopping experience by offering comparison rates on the Web.
Progressive continues to find better ways to serve you with our new and personalized Snapshot® program and our Name Your Price®car insurance shopping option.
WITH PROGRESSIVE, YOU HAVE LOTS OF OPTIONS — WHETHER IT'S MATCHING COVERAGE TO YOUR NEEDS OR CHOOSING OUR CONCIERGE LEVEL OF CLAIMS SERVICE FOR YOUR VEHICLE REPAIRS. READ ABOUT OUR AGENCY AND ONLINE SERVICES AND INSURANCE SOLUTIONS. MEET THE PEOPLE WHO MAKE A DIFFERENCE IN OUR COMPANY, LEARN ABOUT OUR CORE VALUES AND HISTORY, AND SEE HOW WE’RE BEING RECOGNIZED FOR OUR ACCOMPLISHMENTS.
SAFECO - A LIBERTY MUTUAL COMPANY
Safeco has been protecting individuals and families with personal insurance coverage since 1923. When it comes to some of your biggest investments, like your home, car or maybe even your boat, we know that trust matters. From the smallest fender-bender to a storm-damaged home, we’re standing ready at life’s trying moments. Safeco is here for you at any time and any day of the week.
With a comprehensive range of insurance coverage and expert advice from local independent agents, we make it simple to protect what’s important to you and easy to get the best mix of coverage and pricing.
At Safeco Insurance, we promise to make it easy for you, to provide the coverage you need, to connect you with local agents who offer personal advice, and – most of all – to be there for you.
Here at State Auto, we understand what’s important to you. Why? Because we’re just like you.
We, too, have families, homes, cars, businesses, land, and personal valuables that we’ve cherished across generations. We understand the essential need to ensure the things you love and need are covered, in case, heaven forbid, anything should go wrong. You’ll take great comfort knowing that the products and coverages that we’ve created are nothing short of the best the industry has to offer. Have a look, and feel free to ask your local independent State Auto Agent about the personalized coverages and policy discounts offered in your state. Home, Auto, Boat, Farm.
In an uncertain world, Travelers is an insurance leader, committed to keeping pace with the ever-changing needs of our customers, and anticipating their needs for the future. There is no stronger testament to our dedication to protecting customers from loss than our continued innovation and ability to transform our industry.
In fact, from the first ever auto and space travel policies and hybrid car discount, to the 2009 founding of The Travelers Institute for public policy, our history of advancements has propelled our company—and our industry—towards ever higher standards for customers.
Travelers is a company that works hard at the science of what we do: we analyze information, process perspectives and measure results to create the best combination of products and services. We work equally hard at customer service and how we interact with the people whom we do business. Over the years, we've strived to earn our customer's loyalty by continually improving our abilities to listen and respond to their needs.
Today, more than 150 years after our founding, Travelers is one of the nation's largest property casualty companies. A component of the Dow Jones Industrial Average, Travelers has more than 30,000 employees, 13,000 independent agents and multiple market segments across the personal, business, financial and international insurance groups. Travelers has operations in the United States, United Kingdom, Canada, Lloyd's of London, and the Republic of Ireland. In Brazil, the company also has a joint venture partnership with JMalucelli, Brazil's market leader in surety.
Minimizing risk, preventing loss and helping our customers prepare for the unknown, Traveler's comprehensive products, services and support give individuals and businesses the confidence they need to feel secure.ALFA INSURANCE
Alfa Vision and Alfa Specialty Insurance are headquartered in Brentwood, Tennessee. Our division was founded in 1997, and we currently have a network of thousands of carefully selected agents in nine states including Arkansas, Indiana, Kentucky, Missouri, Ohio, Tennessee, Texas, Virginia, and Georgia.
Our mission is to provide our producers with stable and profitable programs to meet their clients' personal auto needs. Alfa understands we are only successful when our producers are successful. With that in mind our programs have been developed to give you the tools to win business. We strive to combine solid programs with the latest in technology to give you a competitive advantage, but our commitment doesn't stop there. We employ hard working, well trained professionals in every department to make sure our producer partners receive quality support at every turn. This support is coupled with superior knowledge and quality programs to offer the best insurance coverage to our customers.
Alfa Vision and Alfa Specialty Insurance Corporation, which are a part of Alfa Insurance Group, are rated A (Excellent) by A.M. Best Company.
At Alfa, quality is at the heart of everything we do. We strive to offer you the best products, best service and best people available. We understand you have other choices, but our goal is to earn your business every day. We look forward to a long and successful relationship, and we thank you for choosing Alfa.
American Modern's business is specialty insurance. Our mission is to provide our customers with easy access to quality insurance coverage. With more than 45 years of insurance experience, our company delivers specialized products and services for residential property that does not need an HO-3 policy, or that does not qualify in the standard market because of value, location, past claims or other reasons. Property Insurance Vacant Property Seasonal Homes Rental Property Mobile Homes Owner-occupied Renters In the recreational market, we offer flexible coverage for customers needing more protection than what is included with an endorsement to a homeowner or auto policy. Recreational Insurance Collector Car Motorcycle Boat ATV Personal Watercraft Golf Cart Snowmobile.
In April of 1966, Horace Harrison - an avid collector and active member of the American Philatelic Society—founded Harrison & Associates to serve the insurance needs of his fellow stamp collectors.
In 1983, Dan Walker, a fellow collector and friend, purchased the agency from Horace. A former Wall Street securities analyst and financial analyst for the U.S. Department of Transportation, Dan realized there were many other collectibles that would benefit from the specialized insurance offered by the agency. In 1996, Dan struck an agreement with the agency’s carrier to cover additional collectible categories and changed the company's name to Collectibles Insurance Agency.In 2006, Dan the sold the Agency to a privately held wholesale broker. Although, Dan is semi-retired he continues to play an active role in the company's day-to-day operations. In 2010, Global Indemnity plc purchased the Agency to further expand their specialty insurance services. Global Indemnity provides the Agency increased opportunities to market the program nationwide through agents and brokers. Today, Collectibles Insurance Services, LLC carries on the tradition set by Horace and Dan. We are committed to expanding our products and distribution to further meet the needs of collectors and dealers.
MIDWEST PREFERRED MUTUAL
The mission of Midwest Preferred Mutual Insurance Company is to provide insurance protection for the owners of farms, homes and personal property in the state of Missouri for a reasonable price. This was the purpose for the founding of the company in 1893 and it will continue to be our goal into the future. We have the authority by state law (Chapter 380) and our articles of incorporation to operate throughout the state of Missouri.
R.W. Scobie, Inc. or Scobie Group®, was founded by Robert W. Scobie in 1932. We are one of the premier Managing General Agencies in the Upper Midwest. We pride ourselves in being one of the most well respected general agencies in the wholesale insurance industry.
The family-owned company, headed by Peter Scobie and Robert Giles, is in its third generation of ownership and operation.
Scobie Group®, with its corporate office in Eau Claire, Wisconsin, has branches in Tempe, Arizona; Minneapolis, Minnesota; New Albany, Indiana; West Des Moines, Iowa; Omaha, Nebraska; and Waukesha, Wisconsin. We currently have approximately 110 employees.
Scobie Group® handles a broad range of Property and Casualty business unique to a managing general agency. Partnering with the finest specialty, excess & surplus lines carriers in the marketplace, we deliver quality products to meet our agents changing needs. In addition, we represent numerous admitted companies to compliment your standard carrier portfolio. And we now offer individual and group health and life products to complement our agents’ property and casualty business.
Scobie Group®, is a proud member, and avid supporter of AAMGA (American Association of Managing General Agents). Peter Scobie (past president 1988-1989) and Rob Giles, (past president 2002-2003 and currently University Chancellor) , are actively involved in this international association and the AAMGA University. AAMGA strives for continuous improvement of the insurance industry professionalism.
Scobie Group® is also an active member in NAPSLO, IIA, PIA, NAIW, AAMGA UFO (Under Forty Organization), and many local professional and charitable organizations.
Our mission is to be an industry leader providing superior service, outstanding technical knowledge and a broad range of products. Scobie Group® employees support this mission by upholding our Statement of Values.
Scobie Group® values our relationship with our retail agents, insurance carriers and industry associations. We continuously review our Service Standards and Underwriting Philosophy so that we deliver the quality performance you demand.
We recognize and appreciate all that our employees and our partners have accomplished together to make Scobie Group® an industry leader!
Traders Insurance is a privately owned, local Midwest Company providing insurance services since 1976 based out of Kansas City, Missouri. We combine conservative investment strategies and strict financial auditing processes to sustain our exemplary financial status. Our focus is on non-standard, specialty automobile business and we currently provide services in Arkansas, Kansas, Missouri, and Oklahoma.
Our mission extends beyond simply providing minimum coverage and minimum price. For our policyholders, we strive to provide hard working men and women with quality, affordable, easy to understand insurance. We work with some of the best independent agents we can find and are dedicated to protecting families who trust us with their insurance.
Because our customers are smart, they receive the best value for their money. Traders Insurance tailors car insurance that not only meets legal requirements but extends to physical damage protection as well. We offer many discounts that can make our already low cost insurance even lower. We make our insurance affordable and easy to buy, while providing the quality coverage you need.
We make it easy to start your policy with us no matter who you are:
We offer one month down payments
We allow reinstatements without new applications
We accept foreign licenses
We give good rates for people with poor credit & bad driving records.
We accept payments 24 hours a day, 7 days a week. We want to fulfill our promise to provide our policyholders with the best possible customer service when it’s most convenient.
Over the years, we have made it our business to understand the nuances of vacant building insurance and respond to the needs of both the insureds and our producers. Along the way we have developed some innovative concepts and approaches. Our latest effort is the release of the new VacantExpress.com® system, an online, web-based product that allows our producers to quote, bind and issue policies completely electronically—without the need for an underwriter to be involved. The beauty of this system is its ease of use; it can be accessed by you at any time and, in most cases, you do not need to wait for an underwriter to confirm that the account is bound.